Last week, announced the Bank of England's Monetary Policy Committee (MPC) that interest rates were to remain at 5.5 percent.
As a result, the user chooses them to secure and Home Loans - in addition to existing borrowers are expected - will find their monthly repayment costs remain in line.
After the decision to increase the interest in the quarter of a percent last month, the MPC has been reported to have carried out the base rate, so that the Committee have more time toJudge the full effect of increases in May and January.
But despite the decision, secured loan borrowers are warned that they have no time for "complacency" with future growth predicted by various industry experts estimated.
Director General of the Council of Mortgage Lenders, Michael Coogan said that as millions of homeowners have until the end of their fixed-rate deals come in the next 18 months they could see their monthly mortgage costs rise by up to 1.5 percent.
Hesaid: "More than two million borrowers in the next year and a half at the end of fixed-rate deals will be reached and the prospect of higher mortgage payments face."
Mr Coogan added that consumers could until the end of the next two years, fixed-rate deal for a £ 114,000 mortgage their monthly loan costs rise by £ 143 per month.
Meanwhile, said an investor who over by Barclays poll found that 87 percent of respondents believe that interest rates are set to be raised againlater this year, with 45 percent believing they will break through the barrier to six percent.
Equity analyst Henk Potts said that companies "continue to push through price increases announced" with July, while the monthly rise most frequently witness the next.
David Stubbs, senior economist at the Royal Institution of Chartered Surveyors, claimed that, although the holding was not "unexpected," at least one further rise is still on the cards "with a rise to at leastsix per cent by the end of 2007 on the debate.
Alleged However, Warren Bright, chief executive of propertyfinder.com, that consumers do not yet feel the total effect of the two most recent base rate rises on their ability to make a homeowner loan repayments should the MPC cut interest rates to avoid unnecessary policies.
"We are against any further action that would warn the pressure on the people who is trying to buy or sell homes," he claimed.
These feelings were by David Merifield EchoPresident of the Chamber of Derbyshire and Nottinghamshire.
Mr Merifield told the Sheffield Star that the MPC "keep right" to the interest rate in June was 5.5 percent and suggested that an excessive rise could result in 'monetary overkill'.
As a result, may look to consult closely at the following address, competitively priced personal loan to act quickly, as Mervyn King, governor of the Bank of England has said that interest rates could also rise in theshort term.
In an interview with the Confederation of British Industry in Wales, he warned consumers on personal loans that they should not perhaps make the base rate rise in the future.
He said: "Obvious though the point may seem, it would be unwise to borrow so much that the repayments are affordable only if interest rates remain at the first level."
However, Mr King has good news for consumers - noting that the inflation are set to fall --caused by lower energy prices, making the British in an attempt to help repayments on personal loans, credit cards can and other forms of borrowing.
Despite this announcement, the interest rates seem almost certain to increase at least once before the end of the year, so for those with financial difficulties in the choice of a low-rate personal loan to consolidate their debts now could be a wise choice.